VISA Cards

South Metro offers various options for Visa cards to use easily and securely.

VISA Credit Cards

Card Options

  • Same low interest rates on all transactions
  • No annual fees
  • No balance transfer fees
  • No cash advance fees
  • Online eZcard access.
  • Bonus ScoreCard Rewards points for every purchase

Apply Online.

South Metro also offers prepaid Visa gift cards*. You can use it like a credit card, but within strict spending limits. If your card is lost or stolen, you can get a replacement card at minimal cost.

Why Use a South Metro Gift Card?

  • It’s versatile. South Metro gift cards can be used anywhere you see the VISA logo.
  • It prevents identity theft. A gift card is safer to use when shopping online than a credit card or debit card.
  • It’s a great budgeting tool. Some parents give their kids an allowance in the form of monthly gift cards. You can’t “bounce” a gift card, so it’s much harder to overspend.
  • It’s safer than cash. If your card is lost or stolen, we’ll issue a replacement card at minimal cost.
  • It’s online! You can register your card and then check your balance online and more. Click here to get started.

To get your gift card, stop at your nearest South Metro branch and talk to one of our representatives today. It’s quick and easy!

Find out more.

*Fees Apply. See our Fee Schedule.

Meet your Wallet’s new best friend!
With a reloadable VISA Card from South Metro, it’s easy to:

  • Add money. Set up Direct Deposit, reload the card online, or stop by a South Metro branch.

  • Spend money. Reloadable VISA cards are accepted anywhere Visa is accepted.

  • Track your spending. Click here to access your balance, transaction details, monthly statements, and set up text alerts.

  • Avoid Overdraft Fees. No worries, you will never have overdrafts!

Reloadable VISA Cards are great for:

  • College Students
  • Teens
  • Travel
  • Payroll Direct Deposit

Stop in at any South Metro office to get a reloadable card. And if it’s lost or stolen, we’ll issue a replacement at minimal cost.*

Find out more.

*Fees Apply. See our Fee Schedule.

Important Phone Numbers

To report a lost or stolen Debit card, call Card Member Security at 1-888-241-2510.

To dispute a Debit card transaction, call our CO-OP Dispute Line at 1-888-662-6208.

To report a lost or stolen Credit card, call FIS at 1-800-325-3678.

To dispute a Credit card transaction, call FIS at 1-800-423-7503.

South Metro loans

We bring competitive rates, fewer fees, and a more personal approach to lending. Get your next loan at South Metro.

Important Phone Numbers

To report a lost or stolen Debit card, call Card Member Security at 1-888-241-2510.

To dispute a Debit card transaction, call our CO-OP Dispute Line at 1-888-662-6208.

To report a lost or stolen Credit card, call FIS at 1-800-325-3678.

To dispute a Credit card transaction, call FIS at 1-800-423-7503.

More Info

There is a Document Copy fee of $5 max per item, and a $10 fee to reissue a lost card. We urge you to compare South Metro’s rates and fees with those of any other financial institution.

Need Your Cardholders Agreement? Call 952-445-0888 x 17 to request a copy of your VISA Cardholders Agreement.

For any other questions about your card, contact the credit union or call the VISA Service Center toll free 1 (800) 808-7230 any time between 7 AM and 9 PM CST (800 833-2862 – TDD).

SouthMet Testimonials

I love going here. They treat you as a member - not a customer like most banks do. I recommend this place to anyone. - Natasa

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