Consolidate Your Credit Card Debt here

For a limited time, you can take advantage of our special low interest rate that could save you money when you consolidate your credit card bills.

Download a SMFCU Balance Transfer form.

Don’t miss this great opportunity to pay off your other credit cards and save! Offer available until March 30, 2018.

Save even more:
   -NO FEES when transferring balances!
   -No cash advance fees

Don’t already have a SMFCU Visa Card?

Apply Online.


Email or call 952-445-0888. We’d love to see you!

*APR = Annual Percentage Rate. 1.99% APR VISA Platinum, 2.99% APR VISA Gold or 3.99% APR VISA Classic is valid on balance transfers from other financial institutions, credit card companies, or department store cards and processed between January 1, 2018 and March 30, 2018. Your rate is based on your credit worthiness. This rate does not apply to make payments toward amounts you owe SMFCU. The promotional rate will remain in effect for 12 months from the date of the balance transfer transaction. After which, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement, and will begin to accrue finance charges from the date it is posted to your account, and is subject to credit availability. Continue to make payments on your other accounts until you have confirmed this balance transfer has been received.

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